228 loan - An Overview
228 loan - An Overview
Blog Article
A bank may well prepare an individual system or separate designs for its facility-based assessment spots, retail lending assessment spots, outside retail lending spot, or other geographic regions that may be evaluated from the absence of the authorized program.
The Board considers Neighborhood development loans and community development investments allotted pursuant to paragraph I.b of appendix B to this portion.
The Board will acquire these remarks under consideration in connection with the lender's upcoming scheduled CRA evaluation.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
(two) A nonmetropolitan middle-profits census tract is designated as underserved if it meets the criteria for inhabitants measurement, density, and dispersion that indicate the realm's population is adequately compact, slender, and distant from a populace center which the census tract is probably going to get problems funding the fixed prices of Conference critical community desires.
(iii) A list exhibiting Every census tract where the bank documented a little organization loan or a little farm loan;
이 글에 공감한 블로거 열고 닫기 댓글 쓰기 이 글에 댓글 단 블로거 열고 닫기
) Large banking companies that had assets a lot less than or equal to $10 billion as of December 31 in either with the prior two calendar several years and that do not run branches.
(5) A summary of retail banking products and services (such as hours of operation, offered loan and deposit products and solutions, and transaction fees) typically made available at the bank's branches and descriptions of fabric variations in the availability or cost of providers at distinct branches, if any.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(B) A lender other than a big financial institution may perhaps consist of a Neighborhood enhancement solutions element and accompanying annual measurable targets 228 loan in its system.
Apart from as if not delivered During this portion, a lender have to be certain that its public file contains the data expected by this part for each of the former 3 calendar many years, with The newest calendar year A part of its file per year by April 1 of the present calendar 12 months.
A substantial lender plus a limited intent bank that could be a big financial institution according to the asset dimensions explained inside the definition of a big lender need to accumulate and report back to the Board each year by April one an index of Each and every facility-centered evaluation region exhibiting the States, MSAs, and counties in the power-based assessment location, as of December 31 of your prior calendar yr or the last date the ability-dependent evaluation region was in influence, provided the facility-primarily based assessment location was delineated for at least six months in the prior calendar yr.
If you would like to touch upon the current content, please utilize the 'Content material Responses' button down below for Recommendations on getting in touch with the issuing agency